![]() ![]() Finalize the process : Once the restoration work is complete and you’ve been compensated for your contents, you will sign forms to complete the process.įiling a claim does not automatically mean it will be accepted.Repair damage : You can hire a contractor, or your insurer can suggest a company for repairs.Assess contents loss : Based on your inventory, your adjuster will assess and calculate a settlement value to replace your damaged contents.This number will change as you finalize the process. Based on the initial assessment of damage, loss and repairs, you’ll get an estimate. Determine repair costs : The adjuster will visit the building and assess damage.Clean up : Hire a restoration company to help you clean up your property.Do not throw away anything until it’s been approved by your adjuster. Record everything in a home inventory document. Document the damage : Take pictures and video of all damage.Your insurer can help you find local contractors to help you secure your property. ![]() They will assist you with starting the process and assigning an adjuster. Contact your insurer : Notify your insurer as soon as possible.If a burglary took place, call the police to file a police report. Take steps to prevent further damage (shut off the power) and protect your family. Assess the situation : Take a deep breath and assess the situation.Most companies follow very similar steps as outlined here : ![]()
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